Home Ownership 101

Buying a home is the single largest investment that you will make in your lifetime and this course will equip you with the information, skills and resources necessary to prepare for the responsibilities of homeownership, empower you to make smart decisions throughout the home buying process, and connect you to the most affordable mortgage products, including any down payment and/or closing cost assistance programs for which you may qualify.

Who is the class designed for?

This course is designed for individuals who are ready to own their own home. Knowing the facts before you go out into the market could save you a ton of money in both your short-term and long-term financial future.

What does class consist of?

The Home Ownership 101 Seminar includes the following:

Key steps in preparing for homeownership
You will learn how owning a home affects your taxes
How to choose a loan that’s right for you
Understand the specific roles of the realtor and the lender
What home inspectors and home appraisers do
What insurance options you will have
The steps to take to clean up credit, set a goal and become a better saver
All about the programs available to help you buy your first home!

Lenders and realtors will be on hand to help, and to answer any questions you might have with NO sales pitches and NO pressure.

The Homeownership Fundamentals class includes 16 hours of classroom instruction with instructional manual, additional one-on-one counseling and credit report analysis.

What are the benefits?

The benefits of the Homeownership 101 class are:

Learn everything you need to know as you buy your first home!
Access to down payment and closing cost assistance
Help of a certified housing counselor
Access to realtors and lenders

The Homeownership 101 is offered once a month at the Financial Training Center located at 1551 Remount Road, North Charleston, SC 29406. You can register here or email us at financetraining@increasinghope.org or call to register over the phone 843-225-4343.

An online homebuyer training is available as a convenience to those potential homebuyers whose schedules or circumstances do not allow them to attend regular classes and one-on-one homeownership counseling.