F$U Program Description

Financial $urvival University (F$U) program activities consist of educational training and seminars, to low to moderate income individuals in the area of financial literacy and money management principles. F$U will offer two components. The first component will use Mind Your Finances from the InCharge Education Foundation and will focus on adults/parents. The second component will use the National Endowment for Financial Education High School Financial Planning curriculum where the focus is on youth/students. This program allows F$U to provide financial literacy training to school age young adults in a way that is relevant to their age group and needs. Teaching financial literacy to youth will help to break the cycle of poverty and change the destiny for generations. Each of the programs used offer material in English and Spanish, which will allow F$U to provide financial literacy training to a growing population of the community that is non-English speaking.

Sponsored in Partnership with Trident United Way

Scope of Training

Adults

Trainings are held for the targeted population for 2(two) hours on a weekly basis for a period of 10 weeks for a total of 20 training hours per program. F$U is modeled after the university/learning institution format therefore program will offer participants the opportunity to continue learning after the basics have been comprehended so that they can sustain change and go on to financial independence in every area of their lives. (Class can also be offered in a 5 week format)

The program consists of ten workbooks. Each workbook covers a specific topic and provides the basics necessary to understand that topic. The first three workbooks provide the foundation for each person's understanding of how to manage his or her finances. The remaining seven workbooks focus on specific financial topics that participants will need to understand how to make effective decisions.

WHAT YOU WILL COVER

• Welcome to financial literacy
• Designing Your Spending Plan
• Budgeting and Organizing Your Finances
• Attitudes about Money
• Developing a Savings Strategy
• Developing a Credit Strategy and Understanding Debt
• Understanding Insurance
• Savings for Retirement
• Understanding Financial Pitfalls
• Buying a Home

Students/Youth High School Financial Planning Program (HSFPP)

The HSFPP curriculum consists of seven units that will be taught in 2(two) hour increments for 7 weeks for a total of 14 training hours per program. Trainings are held for the targeted population through programs initiated in collaboration with school districts and community learning centers. Program materials provide a basic introduction to personal financial planning, covering the impact of career and work factors on earnings potential, spending and saving money, using and managing credit effectively, protecting assets, and the time value of money. Students also are taught how to develop their own personal spending and savings plan.

WHAT YOU WILL COVER

• Create their own financial plan
• Create their own budget
• Propose a personal saving and investing plan
• Select strategies to use in handling credit and managing their debt
• Demonstrate how to use various financial services
• Create a personal insurance plan
• Examine how their choice of career and lifestyle will affect their financial plan

 

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Additional F$U Courses

Money Management Basics-100

Budgeting-101

Budgeting- is a 3 hour intensive hands on course that will help you create a spending plan for your income and expenses.   Having a monthly spending plan will help you achieve your long-term financial goals.    This course is a prerequisite for all of the additional courses available through F$U (Financial $urvival University).    Class requirement:  Commitment to change and a calculator. 

HOW YOU WILL BENEFIT

• Pinpoint where you need to take control
• Learn to live within your means
• Create a surplus for other financial goals
• Gain the ability to do more with what you have

WHAT YOU WILL COVER

• Financial Bondage Symptoms
• Steps to Being Free Financially
• Financial Decision Making
• Steps to taking back Control

WHO SHOULD ATTEND
This seminar is recommended for any individual with an income who wants to be able to do more with what they have.  If you are ready to take back control of your finances, this course is for you.     

SCHEDULE
Classes begin every first Monday night of the Month

TUITION
$50.00                                                             

Money Management for Teens and Young Adults-102

The innovative course uses contemporary materials to teach the basics of personal finance to young people while they are developing habits and attitudes about money that will influence them for the rest of their lives. It is based on the philosophy that learning about money is as important as earning it—and that effective money management results from a disciplined behavior, which is most easily mastered if learned early in life.

HOW YOU WILL BENEFIT

• Learn mistakes to avoid
• Establish good financial habits early
• Gain to ability to make wise financial decisions

WHAT YOU WILL COVER

• Setting goals, your roadmap
• Budgeting
• Insurance
• Banking and Credit
• Savings and Investments

WHO SHOULD ATTEND
High school, college students and young adults who want to learn to manage their finances before they get into financial trouble.

SCHEDULE
Classes held quarterly, starting months are January, April, July, and October

TUITION
$30.00

Money Management for Women-103

HOW YOU WILL BENEFIT
Ready to stop shopping till you drop and want to deal with the over spending habits that get you into trouble.  This course will cause women to increase in their knowledge of money management and budgeting principles. .    Women will be able to understand and implement the necessary steps to correct negative credit issues on their credit reports

WHAT YOU WILL COVER

• Knowing your Financial Condition
• Money Action Plan
• What every woman should know about her finances
• Budgeting
• Credit Repair

WHO SHOULD ATTEND
Women of all ages who what to be able to go shopping and not feel guilty afterwards! 

SCHEDULE
Classes held monthly on Thursdays for 5 weeks.  Class time is 6:30 pm

TUITION
$65.00                                                             

Money Management for Couples-104

HOW YOU WILL BENEFIT

• Establish better communications methods
• Removal of stress concerning finances
• Long range goal established

  WHAT YOU WILL COVER

• Budgeting
• When good credit Marries Bad
• Money Myths that keep you apart
• How to Manage Money Together  

WHO SHOULD ATTEND
Married or soon to be married couples who don’t want their marriage to become a part of the statistics which say that over 90% of divorces are cause by irreconcilable differences over finances.   

SCHEDULE
Classes held quarterly starting months are February, May, August and November.    Class runs for 5 weeks

TUITION
$65.00                                                             

Intermediate Money Management-200

Understanding Insurance-201

Insurance does not have to be confusing.  In this on day 3 hr. course you will learn the basics about life, health, auto and homeowners insurance.   You will be able to make wiser decisions about the products or services you now have or will be considering in the future.     

HOW YOU WILL BENEFIT

• More confidence in your choices
• Money savings
• Become aware of your needs

WHAT YOU WILL COVER

• What is best for you
• How to determine what your needs are
• Who should be insured
• How much is enough

WHO SHOULD ATTEND
Tired to feeling ripped off?   This course is for individuals want to become more informed about the products and services that are available in the market today.  

SCHEDULE
Class offered bi-monthly beginning in January, March, May, July, September, and November. 

TUITION
$30.00                                                                                                             

Credit Repair-202

Credit problems? No problem!
____We can erase your bad credit.100% guaranteed
____We can create a new credit identity legally
____We can remove bankruptcies, judgments, liens, and bad loans from your file forever Do yourself a favor and save some money, too.  Don’t believe these statements. Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.

HOW YOU WILL BENEFIT

• Learn key factors affecting your score
• Understand your credit score
• Resolve serious credit problems on your own

WHAT YOU WILL COVER

• Various forms of credit
• Credit reports
• Reestablishing Credit
• Bankruptcy

WHO SHOULD ATTEND
Individuals who are ready to face the facts and want to deal with the issue of their credit

SCHEDULE
Class runs for 4 weeks on a monthly basis  

TUITION
$65.00

Saving and Investing-203

Saving for a rainy day is an old tradition. Most people want to save a percentage of their income, for many reasons (in case of emergency, to purchase a car, to help their children).   In this course you will learn the difference between saving and investing and the most important technique used to do so.   But at some point, people are not content only to save their money—they may want to invest it to pursue greater returns.  Saving or investing, no matter which road an individual takes, a person must be responsible for his or her decision-making process.     

HOW YOU WILL BENEFIT

• Discover how to get more for your money
• Stop living pay check to pay check
• Anticipate problems or solve them as they arise
• Learn the skills to plan, organize and prepare for the future
• Develop the habit of saving

WHAT YOU WILL COVER

• Reasons to save and Invest
• Places to save and Invest
• Savings vs.  Investing
• Risk, Return and Liquidity
• Way s to stash cash

WHO SHOULD ATTEND
Individuals, couples or anyone who would like to learn how to stop using loans, credit cards and check cashing facilities to put out the financial fires in their finances.   Learn how to be prepared to do this with your own money!    

SCHEDULE
Class is a one day 3 hour training.  Student required to take budgeting class first.   

TUITION
$30.00

Understanding Loans-204

Installment loans, revolving loans, student loans, mortgages and credit cards… learn to understand the features, both pros and cons, of the different types of consumer loans.   What’s the difference between the interest rate and the APR this and much more will be discussed in this class.   

HOW YOU WILL BENEFIT

• Learn where to get the best loans
• Save on interest paid out
• Ability to compare loan offers

WHAT YOU WILL COVER

• Top 10 questions to ask before you sign on the dotted line
• The different cost related to using credit and loans
• The impact of Different loan factors   

WHO SHOULD ATTEND
Individuals who want to understand the loan process before or after the fact.   If you want to take the fear out of signing on the dotted line this class is for you.   You can be confident in the choices that you make!   

SCHEDULE
One day…3 hour course held monthly.  

TUITION
$30.00        

Advanced Money Management 300

Home Ownership-301

Now that you have purchased your new home, upkeep and maintenance of your home are your responsibility.   There are things that must be done to keep your home comfortable, tidy and safe.  In this class learn what to do to protect your investment.     

HOW YOU WILL BENEFIT

• Increase value of your investment
• Learn the danger signs of foreclosure
• Learn how lender can help if you ever have problems

WHAT YOU WILL COVER

• What maintenance should be done periodically
• Budgeting to maintain your home
• Why do you need a reserve fund
• What major systems need to be monitored
• What to do if a payment is late 

WHO SHOULD ATTEND
Any home owner who has participated in a State or Federal funded housing program.  New and first time homeowners  
Class should be taken no less than 3 months after becoming a homeowner.

SCHEDULE
One day 3 hour class offered quarterly starting in the months of March, June, September, and December

TUITION
$30.00

Retirement Planning-302

Having a peace of mind about the future is what this class is all about.  If you’re not sure where you are in the process for preparing for your retirement then this basic informational class with help you to determine goals, create a plan for getting there and give you peace of mind.  

HOW YOU WILL BENEFIT

• Determination of Long-Term goals
• Creation of a financial strategy
• Coordinating estate planning
• Obtain retirement checklist

WHAT YOU WILL COVER

• Identifying goals
• Creating a financial plan
• Estate planning
• How much is enough
• Ways to save after you retire

WHO SHOULD ATTEND
Whether you are 20 years away from retirement or already retired this seminar has something for you.  

SCHEDULE
This one day 3 hour class is offered monthly

 TUITION
$30.00

Special Courses

Biblical Stewardship

You will not want to miss a single course.  It is presented through six, one and one-half hour modules.   Each module offers a radical soul-searching look at differences between God’s viewpoints and man’s teaching about money and possessions

HOW YOU WILL BENEFIT

• Gain a true biblical perspective of stewardship as a lifestyle
• Combine your investment goals with your moral convictions

WHAT YOU WILL COVER

• Foundational
• Debt
• Investing
• Giving
• Estate Planning
• Cultural Stewardship.

WHO SHOULD ATTEND
Those who want to gain stewardship control over more than just their money.

SCHEDULE
Course offered quarterly in April, July, October and January

TUITION
$50.00

Business by the Book

God’s Word is full of Biblical principles for business men and women. His Word is clear that God is the owner of all things including your business! Business by the Book Workshop offer’s various tools and resources to assist you in transforming your business for God’s glory.  This is a 6 week course.

HOW YOU WILL BENEFIT
Improve your business leadership skills and the ability to influence others as an employer or employee. 

WHAT YOU WILL COVER

• Management
• Wages
• Integrity in Business
• Leadership

WHO SHOULD ATTEND
Business owners who want to honor God in their business practices.

SCHEDULE
Class scheduled quarterly

TUITION
$ 40.00

Small Group Study

The Small Group Study is a 10 week in-depth study of what Scripture teaches about money and possessions.

HOW YOU WILL BENEFIT

• Become more accountable with your finances
• Improve your giving
• Realize that you are just a manager not the owner

WHAT YOU WILL COVER

• Money
• Debt
• Budgeting
• Sharing your wealth

WHO SHOULD ATTEND
Those who want to become a more faithful steward/ manager of what they have been blessed with.

SCHEDULE
Class offered twice annually.

TUITION
$35.00 single
$55.00 couple

  

 

 

Upcoming Seminars

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