Marketplace Ministries

Description:

Monthly Christian Business Owners lunch and fellowship. Come be encouraged in your faith as you witness and serve others in the marketplace through your business. For more information contact Faith Assembly of God, Summerville, SC 29483 @ 843-873-9128 or contact Dorothea @ 843-870-7589

Registration Fee: $7.00

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Financial Survival University (FSU)

Description:

From the comfort of your own home enjoy lessons that equip you for your next level of stewardship. (FSU) is a series of six lessons(monthly telecourse calls) that will help you get your financial house in order! Topic with be "Understanding Biblical Stewardship" You don't want to miss one of these powerful lessons. Conference call code and password will be sent upon registration confirmation. Cost is $60.00(six 6 lessons)

Registration Fee: $60.00

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Monthly Financial Forum

Description:

Ever have questions about your finances, but just don't know who to ask? Or where to get answers? "Just Ask Dorothea" at the Monthly Financial Forum (open question/answer session). You bring the questions and we'll have the answers?

Registration Fee:  FREE!

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Women's Teleconference Call

Description:

We care for our husbands. We care for our children. We care for our extended families. We care for our church families. We care for our friends. Sometimes we forget to care for ourselves. Toinette Neube, author of Nurture Thyself, and founder of the non-profit organization, will teach us how to find time to take care of ourselves in the midst of our busy lives. An incredible writer and dedicated supporter of women, Neube is well-known and often sought after. Thousands of her self-published title have sold! Come ready to receive... Teleconference Date: Monday, April 9, 2007 Time:8:30 p.m. EST Call-in Number: (563) 843-5600 Private Access Code: 698342# To invite a friend, just forward this email!

Registration Fee:  FREE!

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Home Ownership Workshop

Description:

Door prizes, light refreshments and lots of valuable home buying information. Dorothea will be speaking on matters concerning your credit and how to get prepared for homeownership. For more information contact Jennifer France at 843-442-9970.

Registration Fee:  FREE!

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Marketplace Ministries

Description:

Monthly Christian Business Owners lunch and fellowship. Come be encouraged in your faith as you witness and serve others in the marketplace through your business. For more information contact Faith Assembly of God, Summerville, SC 29483 @ 843-873-9128 or contact Dorothea @ 843-870-7589

Registration Fee:  FREE!

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The Longer You Wait, The Bigger the Miracle...

Description:

Women's Initiative Network Presents.... Knowing when to act and when to wait in God''s perfect timing. Do you find yourself, like other committed Christians on an obscure path searching for the specific purpose God intends for you? If so, know God''s plan for your life is not shrouded in mystery. The key is to tune our ear to listen to what He is speaking. But discovering HIS plan is sometimes easier said than done. Jane Boston, author of Breaking the Silence will present The Longer You Wait, The Bigger the Miracle. She will share what she''s learned in timing, waiting, and acting when He speaks. Jane approaches this vague subject in the most logical of ways to help you reach clarity in finding His perfect plan for you, glowing in obedience and resting in peacefulness. Backed by Biblical truths and wisdom, this seminar will give you direction to find your Master Plan.and finding it will make your heart sing. Registration is required. Vendor spaces available at a cost of $25.00. Free to current members!

Registration Fee:  FREE!

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Financial Clinic

Description:

Would God want to use you as a witness concerning your finances or would He be ashamed? Attend this free seminar and learn the steps necessary to becoming financial free so that you can honor God in the area of your finances.

Registration Fee:  FREE!

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Are you worse than an unbeliever?

Description:

1 Timothy 5:8 says that if you do not provide for his own, and especialy for those of his household, he has denied the faith and is worse than an unbeliever. One way you provide for your family is through the purchase of the Right Insurance... Do you know what and how much you need? Should you purchase term or permanent insurance? Do you need insurance for your children? Does a homemaker need to have life insurance? Is the amount you have on your job enough? Are you over or under insured? This and many more questions will be answered. Register today!

Registration Fee:  FREE!

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Marketplace Ministries Lunch

Description:

Monthly Christian Business Owners lunch and fellowship. Come be encouraged in your faith as you witness and serve others in the marketplace through your business. For more information contact Faith Assembly of God, Summerville, SC 29483 @ 843-873-9128 or contact Dorothea @ 843-870-7589

Registration Fee:  FREE!

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Investing with Biblical Principles

Description:

How much money is OK to have invested in abortion, alcohol, tobacco or pornography? The answer is simple. Not a penny! Learn how to combine your investment goals with your moral convictions. Register today!

Registration Fee:  FREE!

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Money Management for Teens and Young Adults

Description:

Money Management for Teens and Young Adults

The innovative course uses contemporary materials to teach the basics of personal finance to young people while they are developing habits and attitudes about money that will influence them for the rest of their lives. It is based on the philosophy that learning about money is as important as earning it—and that effective money management results from a disciplined behavior, which is most easily mastered if learned early in life.

 

HOW YOU WILL BENEFIT

• Learn mistakes to avoid
• Establish good financial habits early
• Gain to ability to make wise financial decisions

 WHAT YOU WILL COVER                        

• Setting goals, your roadmap
• Budgeting
• Insurance
• Banking and Credit
• Savings and Investments

 

WHO SHOULD ATTEND

High school, college students and young adults who want to learn to manage their finances before they get into financial trouble.

 

SCHEDULE

Classes held quarterly, starting months are January, April, July, and October

 

TUITION

$30.00

Registration Fee: $30.00

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Making the Budget Work!

Description:

Budgeting- is a 3 hour intensive hands on course that will help you create a spending plan for your income and expenses.   Having a monthly spending plan will help you achieve your long-term financial goals.    This course is a prerequisite for all of the additional courses available through F$U (Financial $urvival University).    Class requirement:  Commitment to change and a calculator. 

 

HOW YOU WILL BENEFIT

• Pinpoint where you need to take control
• Learn to live within your means
• Create a surplus for other financial goals
• Gain the ability to do more with what you have

 

WHAT YOU WILL COVER

• Financial Bondage Symptoms
• Steps to Being Free Financially
• Financial Decision Making
• Steps to taking back Control

 

WHO SHOULD ATTEND

This seminar is recommended for any individual with an income who wants to be able to do more with what they have.  If you are ready to take back control of your finances, this course is for you.     

 

TUITION

$30.00        

Registration Fee: $30.00

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Making the Most out of Your Money

Description:

This speical Seminar will be held at Mt. Zion Elementary School for the H.O.P.E Parenting Meeting to be held in January. 

Parents will learn how to take control and experience success in handling their money. 

Seminar will be provided in English and Spanish.

For more information contact  Ms. Linda Lambert  at Mt. Zion Elementary School at 843-559-5165. 

Registration Fee:  FREE!

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Money Management for Women-103

Description:

 

Money Management for Women-103

 HOW YOU WILL BENEFIT

Ready to stop shopping till you drop and want to deal with the over spending habits that get you into trouble.  This course will cause women to increase in their knowledge of money management and budgeting principles. .    Women will be able to understand and implement the necessary steps to correct negative credit issues on their credit reports

 

WHAT YOU WILL COVER

• Knowing your Financial Condition
• Money Action Plan
• What every woman should know about her finances
• Budgeting
• Credit Repair

 

WHO SHOULD ATTEND

Women of all ages who what to be able to go shopping and not feel guilty afterwards! 

 

SCHEDULE

Classes held monthly on Thursdays 4weeks.  Class time is 6:30 pm

Registration Fee: $30.00

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Money Fair 08 Attendee Registration

Description:

Helping You Manage Your Money,

So You can Manage your Life!!

 

Money Fair 08

 

 

Are you tired of the ends not meeting?

Is there too much month at the end of your money?

Are you paying high interest rates because of bad credit?

Are you being threatened with foreclosure?

 

If you answered “yes” to any of these questions, register today for Money Fair ’08.

 

There will be information and training available to help you manage your money, so you can better manage your life.

 

 The Money Fair will be held Saturday, April 19^th, from

 

10AM to 3PM at the Alfred Williams Community Life

 

Center at 4441 Durant Avenue in North Charleston: the

 

center is located behind the Kerr Drug on Rivers Ave.

 

Pre-register and attend to qualify for a drawing held the day of the event. You may register online at www.increasinghope.org or call 843.225.4343.

 

Money Fair ’08, brought to you by Increasing H.O.P.E. and the South Carolina Federal Credit Union

 

Helping you manage your money, so you can better manage your life!

 

Registration Fee:  FREE!

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Money Fair Vendor Registration

Description:

 

 

Financial Literacy "Money Fair 08"

 

Purpose:  Educational in scope.   To provide access to

 

financial literacy information that would educate, train

 

and instruct individuals in the area of personal money

 

management skills and practices.

 

Date:   April 19^th 2008

 

Time:    10am to 3pm

 

Location:  Alfred Williams Community Life Center

4441 Durant  Ave. N. Charleston

(behind Kerr Drug Store)

 

This event will receive local radio and TV coverage and

 

be a great opportunity for the community to come

 

together to assist those who are not always exposed to

 

the required information to assist them with financial

 

decision making.    

 

Estimated attendance will be approx. 250-500

 

throughout the day. 

 

Sponsorship and Vendor Opportunities  Available 

 

Your consideration for support is greatly appreciated,

 

for more information

 

 

Contact: Dorothea Bernique

 

843-225-4343 Office

 

843-870-7589 Cell

 

financetraining@increasinghope.com

Registration Fee: $150.00

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F$U Credit Repair 202

Description:

Credit Repair-202

Credit problems? No problem!
____We can erase your bad credit.100% guaranteed
____We can create a new credit identity legally
____We can remove bankruptcies, judgments, liens, and bad loans from your file forever Do yourself a favor and save some money, too.  Don’t believe these statements. Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.

HOW YOU WILL BENEFIT

• Learn key factors affecting your score
• Understand your credit score
• Resolve serious credit problems on your own

WHAT YOU WILL COVER

• Various forms of credit
• Credit reports
• Reestablishing Credit
• Bankruptcy

WHO SHOULD ATTEND
Individuals who are ready to face the facts and want to deal with the issue of their credit

SCHEDULE
Class runs for 4 weeks on a monthly basis  

TUITION
$20.00

Registration Fee: $20.00

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Repairing Credit

Description:

Credit Repair-202

Credit problems? No problem!
____We can erase your bad credit.100% guaranteed
____We can create a new credit identity legally
____We can remove bankruptcies, judgments, liens, and bad loans from your file forever Do yourself a favor and save some money, too.  Don’t believe these statements. Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.

HOW YOU WILL BENEFIT

• Learn key factors affecting your score
• Understand your credit score
• Resolve serious credit problems on your own

WHAT YOU WILL COVER

• Various forms of credit
• Credit reports
• Reestablishing Credit
• Bankruptcy

WHO SHOULD ATTEND
Individuals who are ready to face the facts and want to deal with the issue of their credit

SCHEDULE
Class runs for 1 week on a monthly basis  

TUITION
$20.00

Registration Fee: $20.00

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Coaching Session

Description:

One on one office coaching session

Registration Fee: $25.00

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Summer Workshops for Children

Description:

Unleash the Genius within!

Children experience interactive lab exercises, inventive activities, class discussions as well as keyboarding and design.  A fun filled entertaining, yet educational environment is offered.  Science, math, history, language, culinary and art are all playfully discovered through the workshops.   

Increasing H.O.P.E will be teaching an interactive financial literacy training on June 24th.

Classes begin June 9th through July 30th

For more information and to register call 843-478-4462

Registration Fee: $65.00

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Single Women's Seminar

Description:

Word for Women

Ministries, Inc.

 1st Annual Singles Getaway

August 28—August 30, 2008

Conference Host: Pastor Stephanie McKenny

P.O. Box 291205—Columbia, SC 29229

(803) 968-5196 or (803) 736-8192

Workshop Topics At A Glance

Parenting Tips

Girl, Get Your Money Straight!

Healthy Living

Relationships: The Good, the Bad & the Ugly

Letting Go of the Past

Staying Connected to God

Rap Sessions

Power Packed Evening Services

And more!!!

Workshop Speakers

Pastor Cheryl Graham of Salvation Ministries

Jai Cook of Ayresvoice

Dorothea Bernique of Increasing Hope

LPN/RN Representative

Pastor Stephanie McKenny

 

Registration Information

The registration fee for the “Singles Getaway” is

$60.00 per person (June 16-August 15, 2008). Payments

after August 15 or at the door will be $70.00

(registration is non-refundable).   

For those attendees who would like to take advantage of

the breakfast buffet on Friday and Saturday, please

send an additional $14.00. All checks for registration

and breakfast should be made payable to: Stephanie

McKenny and mailed to: P.O. Box 291205, Columbia, SC

29229. Or pay online at: www.simplyblessedmag.com.

Registration Fee:  FREE!

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Financial $urvival University

Description:

Mind Your Finances

 

The program consists of ten workbooks.  Each workbook covers a specific topic and provides the basics necessary to understand that topic.  The first three workbooks provide the foundation for each person's understanding of how to manage his or her finances.  The remaining seven workbooks focus on specific financial topics that participants will need to understand how to make effective decisions.   Classes will be offered for two(2) days a week for five (5) weeks.  Certificate issued upon completion.  Location: To Be Announced.

Adults/Parents Curriculum Topics

•   Welcome to financial literacy

•    Designing Your Spending Plan

•    Budgeting and Organizing Your Finances

•    Attitudes about Money

•    Developing a Savings Strategy

•    Developing a Credit Strategy and Understanding Debt

•    Understanding Insurance

•    Savings for Retirement

•    Understanding Financial Pitfalls

•    Buying a Home

 

Registration Fee: $20.00

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Home From Work and H.O.P.E Money Management Basics

Description:

In partnership, Lydia Diaz of Home From Work™ & Dorthea Bernique of Increasing H.O.P.E (Helping Others Prosper Economically), will offer special H.O.P.E courses on a continual bases.

The next H.O.P.E Money Management Basics will be held at The Cathedral of Praise (Church) located on 3790 Ashley Phosphate Road.

�� Saturday August 16th

�� Saturday August 23

�� Saturday August 30

The courses are FREE! And offered on a first come first serve basis. Registration is required and individuals who register must have an income or employment and be 18 or older.

ALL COURSES MUST BE COMPLETED TO RECEIVE CERTIFICATE OF COMPLETION.

FOR MORE INFORMATION call Lydia Diaz at 843-414-4660 or to register visit: http://www.increasinghope.org

H.O.P.E Money Management Basics

Budgeting

Restoring Credit

Home Ownership

How You Will Benefit:

Pinpoint where you need to take control

Create a surplus for other financial goals

Gain the ability to do more financially

Who Should Attend:

Courses are recommended for any individual with an income who wants to be able to do more with what they have. If you are ready to take back control of your finances, Increasing H.O.P.E. is for you

Registration Fee:  FREE!

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Home From Work with H.O.P.E Money Management Basics

Description:

ü      Lack of affordability

ü      Lack of funds

ü      Lack of information

ü      Lack of confidence

Lydia Diaz of Home From Work™ will offer a special H.O.P.E course in SPANISH.  The H.O.P.E Money Management Basics focuses on today’s economic issues:

ü      Savings & Budgeting

ü       Restoring Credit

ü      Home Ownership

Who Should Attend?

Courses are recommended for any individual with an income who wants to be able to do more with what they have.  If you are ready to take back control of your finances, Increasing H.O.P.E. is for you!  The next H.O.P.E Money Management Basics will be held at:

 The Training Center located on 2154 North Center Road Suite 416-D

(Behind First Citizens Bank off of Ashley Phosphate Road) 

The course is *FREE* GRATIS*

Saturday October 18      9-1pm

FOR MORE INFORMATION CONTACT:

Lydia Diaz

Office: 843-414-4660 

Mobile: 843-327-8453

Estudios demuestran que ser propietario  es una inversión segura con potencial, pero  lamentablemente existen elementos críticos que deben ser dirigidos:

ü      Falta de viviendas económicas

ü      Falta de ahorros para el pronto o fondos para el depósito

ü      Falta de conocimiento básico del proceso

ü      Falta de confianza

Lydia Diaz de “Home From Work™  ofrecera un segmento especial de curso educativo y conceptos básicos. Entre los  temas :

ü      Los ahorros  y tu presupuesto

ü      Restaurando tu Credito

ü      Elementos Para Obtener Casa Propia

El programa educativo se aproxima  y se llevara acabo en el HOPE Centro Educativo al 2154 North Center Street. Localizado detras del First Citizen Bank de Ashley Phosphate Road, North Charleston.

¿ Quién puede beneficiarse?

Los cursos son recomendados para cualquier individuo con ingresos que quiera aprender a  producir más con sus finanzas. ¡Si usted está listo para tomar control de su dinero, finanzas y credito, este programa es para usted! 

(This course is in SPANISH!)

Registration Fee:  FREE!

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Holiday Spending and Savings Tips (A Brown Bag Lunch Training)

Description:

 

Join MUSC and Increasing H.O.P.E Financial Training Center on Friday, November 21, 2008 at 12:00pm for a FREE brown bag lunch at MUSC and learn how to save money this holiday season!  Learn ways to control your holiday budget and how to cut holiday spending.    Get tips on how to avoid the holiday spending hangover!   This class will be fun and enlightening!    Register at www.increasinghope.org or call 843-225-4343.

The seminar will be held at the Harbor View Office Tower Room 803.

Registration Fee:  FREE!

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F$U Budgeting Made Easy!

Description:

Financial Survival University

 

Budgeting-101 Made Easy!

Budgeting- is a one day fun filled hands on course that will help you create a spending plan for your income and expenses.   Having a monthly spending plan will help you better manage your money so you can manage your life. 

Class requirement:  Commitment to change and a calculator. 

 

HOW YOU WILL BENEFIT

• Pinpoint where you need to take control
• Learn to live within your means
• Create a surplus for other financial goals
• Gain the ability to do more with what you have

 

WHAT YOU WILL COVER

• Financial Bondage Symptoms
• Steps to Being Free Financially
• Financial Decision Making
• Steps to taking back Control

 

WHO SHOULD ATTEND

This seminar is recommended for any individual with an income who wants to be able to do more with what they have.  If you are ready to take back control of your finances, this course is for you.     We make it easy to do!

 

Tuesday, December 9, 2008

10:00 am – 11:30 am

Strom Thurmond Auditorium, Gazes 125

 

NOTE: This training is open to the general public!  All are welcome.  

 

 

Registration Fee:  FREE!

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Budgeting Made Easy

Description:

Budgeting-101      

Budgeting- is an intensive hands on course that will help you create a spending plan for your income and expenses.   Having a monthly spending plan will help you achieve your long-term financial goals.    This course is a prerequisite for all of the additional courses available through F$U (Financial $urvival University).    Class requirement:  Commitment to change and a calculator. 

HOW YOU WILL BENEFIT

• Pinpoint where you need to take control
• Learn to live within your means
• Create a surplus for other financial goals
• Gain the ability to do more with what you have

WHAT YOU WILL COVER

• Financial Bondage Symptoms
• Steps to Being Free Financially
• Financial Decision Making
• Steps to taking back Control

WHO SHOULD ATTEND
This seminar is recommended for any individual with an income who wants to be able to do more with what they have.  If you are ready to take back control of your finances, this course is for you.     

TUITION
$Free

 

Note: Classes will be held at the following times:  7:30am, 2:00pm and 3:30 pm

Registration Fee:  FREE!

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Money Fair 09'

Description:

Money Fair 2009

Worried about your financial future? Not sure how to manage your 401 K? Questions about financial choices you’re facing? Well, look no further! Increasing H.O.P.E Financial Training Center is sponsoring the largest financial event of the year! All major financial services companies, under one roof, at Money Fair 2009!

Seminars include:

· 401 K Tax Consequences & Planning

· Free Tax Preparation

· Investing

· Avoiding Foreclosure

· Question & Answer Forums

· And MORE!!!

Please join us on February 7, 2009 from 10am to 3pm at Springfield College: 4390 Belle Oaks Dr. # 200, North Charleston, SC 29405 for the Money Fair 2009! Admission is FREE!

For questions call the Increasing H.O.P.E Financial Training Center @ 843-225-4343.

Registration Fee:  FREE!

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Money Management Classes

Description:

The following classes are being offered in partnership with Trident Technical College.  Please see the Fall catalog for registration information.    Three levels will be offered on a weekly basis.  View catalog for specific dates. 

 

 

Money Management Basics

 

COURSE TITLE & DESCRIPTION

 

You’ll receive a primer on determining your net worth and cash flow, and how to create a budget that provides you with control rather than restrictions over your money.  You’ll learn the basics of borrowing, including information about the types of credit, interest rates, credit cards and loans.  The final portion of this course will describe the information contained in a credit report, how to get a copy of your credit report, and how to read it. It also covers credit scores and the process for correcting any mistakes, as well as tips for building a solid credit history.

 

HOW YOU WILL BENEFIT

• Pinpoint where you need to take control
• Learn to live within your means
• Create a surplus for other financial goals
• Gain the ability to do more with what you have

 

WHO SHOULD ATTEND

This seminar is recommended for any individual with an income who wants to be able to do more with what they have.  If you are ready to take back control of your finances, this course is for you.     

 

SCHEDULE

T/TH         one week          6 :00 PM -9:00 PM                                             

TUITION: 

Register at Trident Tech website.          

Course #:  XPES 579-501

                                              

 

Intermediate Money Management

 

COURSE TITLE & DESCRIPTION

 

Covered topics include the basics of life insurance, disability insurance and long-term care insurance. You’ll also receive guidance for making decisions regarding types and amounts.    Included in this course you will learn how identity theft is defined, how it can happen, and provides simple steps you can take to help protect against this fast-growing crime. It also provides information on what to do if you have become a victim of identity theft.  Finally, determine whether renting or buying is appropriate as you walk through how to compare mortgages, the application process and closing.

 

HOW YOU WILL BENEFIT

• More confidence in your choices
• Learn what is best for you
• How to determine what your needs are
• Who should be insured
• How much is enough

 

 

WHO SHOULD ATTEND

Tired to feeling ripped off?   This course is for individuals want to become more informed about the products and services that are available in the market today.  

                                                                                                           

SCHEDULE

T/TH         one week           6:00 PM -9:00 PM                                       

TUITION

See Trident Technical College website

Course #: XPES 580-501

 

 

Advanced Money Management

 

COURSE TITLE & DESCRIPTION

 

This course provides information on IRAs, 401(k)s, contributions and matching, as well as information for making investment decisions for retirement.  You will learn what a financial plan is and help to determine goals.   It also covers the basics of creating an individual financial plan and the basics of investing and effective investing strategies, along with an overview of the most popular investment vehicles, including stocks, bonds and mutual funds.

 

HOW YOU WILL BENEFIT

• Determination of Long-Term goals
• Creation of a financial strategy
• Obtain retirement checklist

 

WHO SHOULD ATTEND

Whether you are 20 years away from retirement or already retired this course has something for you.  

 

SCHEDULE

T/TH         one week             6:00 PM - 9:00PM

TUITION

Register at Trident Techincal website:  

Course #:   XPES 581-501

 

 

Registration Fee: $45.00

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F$U Mind Your Finances

Description:

Mind Your Finances

 

The program consists of ten workbooks.  Each workbook covers a specific topic and provides the basics necessary to understand that topic.  The first three workbooks provide the foundation for each person's understanding of how to manage his or her finances.  The remaining seven workbooks focus on specific financial topics that participants will need to understand how to make effective decisions.   Classes will be offered for two(2) days a week for five (5) weeks.  Certificate issued upon completion. 

 

Location: Increasing H.O.P.E Financial Training Center

2154 N. Center Street, Suite 416-D N. Charleston, SC  29406

 

Class Dates:  March 2- April 1, 2009  Mondays and Wednesdays

 

Adults/Parents Curriculum Topics

•   Welcome to financial literacy

•    Designing Your Spending Plan

•    Budgeting and Organizing Your Finances

•    Attitudes about Money

•    Developing a Savings Strategy

•    Developing a Credit Strategy and Understanding Debt

•    Understanding Insurance

•    Savings for Retirement

•    Understanding Financial Pitfalls

•    Buying a Home

 

Please Note:  This class begins on  March 02, 2009 ..Last date to start the class in order to receive a certificate is March 11, 2009.

Registration Fee: $20.00

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High School Financial Planning

Description:

Students are taught a basic introduction to personal financial planning, covering the impact of career and work factors on earnings potential, spending and saving money, using and managing credit effectively, protecting assets, and the time value of money. Students also are taught how to develop their own personal spending and savings plan.

 

WHAT We WILL COVER

• Create their own financial plan
• Create their own budget
• Propose a personal saving and investing plan
• Select strategies to use in handling credit and managing their debt
• Demonstrate how to use various financial services
• Create a personal insurance plan
• Examine how their choice of career and lifestyle will affect their financial plan

 

This program is offered in part by Bank of America.   

Registration Fee:  FREE!

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Womens's History Month

Description:

Increasing H.O.P.E will be at the Veterans Administraion Hospital with Financial Literacy Information for Women and hospital employees.   If you have questions about your finances be sure to come by and  "Just Ask Dorothea"!  

For more information contact: Jeanette at 843-814-3215

Registration Fee:  FREE!

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Free Home Buyers Seminar

Description:

 

Ride The Real Estate Wave!

Free Seminar

 

Thursday, 6:00pm
March 19, 2009

Greater Summerville/Dorchester County Chamber of Commerce

402 N. Main Street

Summerville, SC 29484

RSVP Today: (843) 814-1513 or

E-mail Sarah.ColemanLee@AgentOwned.com

(Light hors d’oeuvres & beverages will be served)

   Topics To Be Discussed

¨ How the Home Buying Process Works

¨ New $8,000 Tax Credit

¨ Educate Yourself on Your Credit and How to take CONTROL of it!

¨ Buying Foreclosures, Short Sales, Bank & Gov’t Owned Properties

¨ Types of Financing Available

¨ On the Spot Loan Approval

¨ What You Need to Know about Closing Cost?

 

 

 

Registration Fee:  FREE!

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Dealing with Pay Day Loans

Description:

In this class you will learn about the various predatory lending practices and the how to get set free from the cycle of re-writing these loans over and over again. Find out the truth about how much interest you are really paying. Register now! Limited Space Available

Registration Fee: $10.00

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Credit and Credit Reports

Description:

Ready to deal with your credit. This class will identify how to improve your credit score as well as how to re-establish your credit. Your will find out where the legitimate website is for your true "free" credit report. Class size is limited. Register today.

Registration Fee: $10.00

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Budgeting Made Easy

Description:

Budgeting- is an intensive hands on course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. This course is a prerequisite for all of the additional courses available through F$U (Financial $urvival University). Class requirement: Commitment to change and a calculator. HOW YOU WILL BENEFIT *Pinpoint where you need to take control *Learn to live within your means *Create a surplus for other financial goals *Gain the ability to do more with what you have WHAT YOU WILL COVER *Financial Bondage Symptoms *Steps to Being Free Financially *Financial Decision Making *Steps to taking back Control WHO SHOULD ATTEND This seminar is recommended for any individual with an income who wants to be able to do more with what they have. If you are ready to take back control of your finances, this course is for you.

Registration Fee: $10.00

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Hispanic Financial Forum

Description:

“Foro Financiero” Hispanic Financial Forum will be held at the MUSC Specialty Building located 8992 University Blvd. North Charleston Saturday May 9th .9:00am-1:00pm This forum is the first SPANISH LANUGUAGE seminar of its kind in Charleston! A panel with more than 4 experts in the financial field will discuss topics on how to better secure your families future, avoid financial Scams, and much more. To reserve call 843-327-8453 or go www.increasinghope.org to register online The panel will consist of at least one representative/team within the following professional areas and beyond: Real Estate Attorney/Firm- Investment Brokerage- Experienced Banker or Loan Group- Insurance Broker – Financial Coach Income Tax Professional/CPA Register today!

Registration Fee:  FREE!

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Attitudes about your Money

Description:

Having a positive attitude in life is important and is most important as it relates to how we view our finances and money. We can be happy with the money that we have, or we can cause anxiety and even depression. All this is based on the attitudes we have developed over time about our finances and about money. Don't miss this life changing class. Class size is limited. Register online now or call 225-4343 to reserve your seat.

Registration Fee: $10.00

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Budgeting Made Easy

Description:

Budgeting- is an intensive hands on course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. This course is a prerequisite for all of the additional courses available through F$U (Financial $urvival University).

Registration Fee: $10.00

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Bilingual Homeownership Basics Seminar

Description:

This presentation is geared to those who are interested in avoiding costly mistakes when buying a home and everyone who wants to be informed. If you are currently working with an agent, both can come too! If you know someone who is interested please pass it along. Call the Increasing HOPE Training Center for more information at 843-225-4343

Registration Fee:  FREE!

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Money Management Foundations

Description:

Days & Times: Tuesdays and Thursdays from 6-8pm. Develop a foundation for understanding how to manage your finances. Each of the 10 modules covers a specific topic and provides the information you need to make effective money management decisions. Module topics are financial literacy, spending plans, budgeting and organizing your finances, attitudes about money, savings strategy, credit strategy, debt, insurance, retirement, financial pitfalls, and buying a home.

Registration Fee: $20.00

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Understanding Insurance

Description:

There are many types of insurance available. Today, you can get terrorism insurance or nuclear incident insurance. The focus will be on four types of insurance. They are: *Insurance for what we drive *Insurance for where we live *Insurance for our health; and *Life Insurance. Please join us!

Registration Fee: $10.00

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Homeownership Club-Budgeting

Description:

Budgeting- is a 2 hour intensive hands on course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your goal of homeownership. HOW YOU WILL BENEFIT Pinpoint where you need to take control Learn to live within your means Create a surplus for other financial goals Gain the ability to do more with what you have WHO SHOULD ATTEND This seminar is recommended for any individual with an income who wants to be able to do more with what they have. If you are ready to take back control of your finances, this course is for you.

Registration Fee:  FREE!

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Your Credit

Description:

Ready to deal with your credit? Learn what should and shouldn't be on your credit. Learn how to increase your credit score. This class will identify how to improve your credit score as well as how to re-establish your credit. You will find out where the legitimate website is for your true "free" credit report. Why pay for something you can do yourself, self help is the best help. Please attend our seminar Saturday, July 11 from 10am-12pm for an in-depth look at how your credit can work for you.

Registration Fee: $10.00

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Retirement Planning

Description:

Having a peace of mind about the future is what this class is all about. If you’re not sure where you are in the process for preparing for your retirement then this basic informational class with help you to determine goals, create a plan for getting there and give you peace of mind. HOW YOU WILL BENEFIT Determination of Long-Term goals Creation of a financial strategy Coordinating estate planning Obtain retirement checklist WHAT YOU WILL COVER Identifying goals Creating a financial plan Estate planning How much is enough Ways to save after you retire

Registration Fee: $10.00

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Home Ownership Seminar

Description:

In this teleconference, we will be talking about the process for preparing for home ownership. Buying a home is the single largest investment that you will make in your lifetime. Knowing the facts before you go out into the market could save you a ton of money in both your short-term and long-term financial futures.

Registration Fee:  FREE!

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Home Ownership Club

Description:

We are currently taking new members for the home ownership club, a 6 month series of classes that will help to get you prepared to be a home owner. We will cover everything from budgeting, banking, credit and credit scoring to finding the right loan and the right broker. Along with the classes we will offer you access to select realtors, lendors, housing agencies, inspectors, appraisers and insurance agents. You will also receive 6 months of unlimited in-house trainings and up to 3 one-on-one counseling sessions.

Registration Fee: $150.00

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Creating Financial Freedom For You!!

Description:

We are starting a 5 week financial literacy class beginning on September 22 and running through October 22. Classes will be held on Tuesdays and Thursdays for a total of 10 classes. For your convenience we offer your choice of morning classes from 10:30 am to 12:30 pm, or evening classes from 6:30 pm to 8:30 pm.

Registration Fee: $25.00

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Understanding Loans

Description:

Installment loans, revolving loans, student loans, mortgages and credit cards… learn to understand the features, both pros and cons, of the different types of consumer loans. What’s the difference between the interest rate and the APR this and much more will be discussed in this class? You will benefit by learning where to get the best loans, by saving on the amount of interest you end up paying out, and have an increased ability to compare loan offers. The cost of the class will be calculated on a sliding scale based on your income. The $10.00 deposit is non-refundable, however, it may be applied to another class if necessary.

Registration Fee: $10.00

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Financial $urvival University Course

Description:

The program consists of ten workbooks. Each workbook covers a specific topic and provides the basics necessary to understand that topic. The first three workbooks provide the foundation for each person's understanding of how to manage his or her finances. The remaining seven workbooks focus on specific financial topics that participants will need to understand how to make effective decisions. WHAT YOU WILL COVER * Welcome to financial literacy * Designing Your Spending Plan * Budgeting and Organizing Your Finances * Attitudes about Money * Developing a Savings Strategy * Developing a Credit Strategy and Understanding Debt * Understanding Insurance * Savings for Retirement * Understanding Financial Pitfalls * Buying a Home There is a $10 non-refundable deposit required for the course with the total cost being calculated on a sliding scale based on your income.

Registration Fee: $10.00

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Community Impact Breakfast RSVP

Description:

RSVP to breakfast!

Registration Fee:  FREE!

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Holiday Spending and Savings Tips

Description:

Holiday Spending and Savings Tips Increasing H.O.P.E Financial Training Center on Tuesday Dec 1, 2009 at 6:30 pm. Learn how to save money this holiday season!  Learn ways to control your holiday budget and how to cut holiday spending.    Get tips on how to avoid the holiday spending hangover!   This class will be fun and enlightening!    Register today!

Registration Fee: $10.00

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Financial $urvival University Course

Description:

The program consists of ten workbooks. Each workbook covers a specific topic and provides the basics necessary to understand that topic. The first three workbooks provide the foundation for each person's understanding of how to manage his or her finances. The remaining seven workbooks focus on specific financial topics that participants will need to understand how to make effective decisions.

WHAT YOU WILL COVER * Welcome to financial literacy * Designing Your Spending Plan * Budgeting and Organizing Your Finances * Attitudes about Money * Developing a Savings Strategy * Developing a Credit Strategy and Understanding Debt * Understanding Insurance * Savings for Retirement * Understanding Financial Pitfalls * Buying a Home

There is a $10 non-refundable deposit required for the course with the total cost being calculated on a sliding scale based on your income with the maximum cost of the course being $55.00.

Registration Fee: $10.00

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Budgeting 101

Description:

Budgeting 101 is an intensive hands on course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. The cost of the class will range from $10.00-$25.00 depending upon your income. $10.00 is non-refundable however may be applied to another class if necessary.

Registration Fee: $10.00

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Financial Freedom Club

Description:

This is for a one year enrollment into the Financial Freedom Club. Here are the benefits to being a club member:

*Free monthly conference call

*Discounted class prices

*One free one on one coaching session

*A monthly meeting with all members

*Enrollment in a debt reduction program called Power Payment Plan

*Encouragement to reach your financial goals

*You will receive our monthly newsletter

The club will meet every first Friday with the first meeting to be held on February 5. The program has the flexibility of year round open enrollment so you begin at any time.

Registration Fee: $75.00

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Investing 101

Description:

Saving for a rainy day is an old tradition. Most people want to save a percentage of their income, for many reasons (in case of emergency, to purchase a car, to help their children). In this course you will learn the difference between saving and investing and the most important technique used to do so. But at some point, people are not content only to save their money—they may want to invest it to pursue greater returns. Saving or investing, no matter which road an individual takes, a person must be responsible for his or her decision-making process. This course will focus on the basic of investing in an easy to understand format.

Registration Fee: $20.00

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Homeownership Training Classes

Description:

We will be talking about the process for preparing for home ownership. Buying a home is the single largest investment that you will make in your lifetime. Knowing the facts before you go out into the market could save you a ton of money in both your short-term and long-term financial futures.

Registration Fee:  FREE!

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Budgeting Made Easy

Description:

Budgeting 101 is an intensive hands on course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. Cost of class is $30.00

Registration Fee: $30.00

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Budgeting 101

Description:

Budgeting 101 is an intensive hands on course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. The cost of the class is $30.00. Don't wait any longer to take back control of your finances. Register TODAY!

Registration Fee: $30.00

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"Day of Shopping"

Description:

Ladies, this is unheard of! Where else can you go to shop for EVERYTHING you might need all in one place?? Kitchen cookware, make-up, clothing, home décor, jewelry (wahoo!), vacations, even life coaching…oh, and even undergarments! If you love to shop – one-stop-shop that is – then mark your calendar for our 1st Annual “Day of Shopping”! “Day of Shopping” is a fundraising event for the Increasing H.O.P.E. Financial Training Center (the non-profit organization that helps the community learn to manage their money, so they can manage their lives. The “Day of Shopping” is on March 20th from 1PM – 4PM at the Wingate Inn on University Blvd (near Charleston Southern University). For more information and to be a vendor call 843-225-4343

Registration Fee:  FREE!

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"Money Fair 2010"

Description:

Layoffs and foreclosures are taking place every day. If you’re in jeopardy of losing your job or home, or facing financial hardship, this event is for you. On April 10, 2010, Money Fair 2010 will be held at Virginia College from 10AM -3PM. Local real estate agents, bankers, and tax preparers will be there to help you. Get the information you need to protect your family, plus register to win $1000 in CASH! Money Fair 2010, April 10, from 10-3PM, Virginia College, 6185 Rivers Ave, North Charleston, SC 29406. This event is FREE and sponsored in part by MUSC and BB&T. Brought to you by The Increasing H.O.P.E. Financial Training Center. For more information visit: www.moneyfair.increasinghope.org or call (843) 225-4343

Registration Fee:  FREE!

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Manage Your Money, Manage Your Life!

Description:

Manage Your Money, Manage Your Life is an intensive hands on course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. The cost of the class is $30.00.

Registration Fee: $30.00

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A Man is Not A Financial Plan

Description:

A Man is Not a Financial Plan is a popular money course for women! Learn how to handle your finances and prepare for a secured future.

Registration Fee: $20.00

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Budgeting 101

Description:

Budgeting 101 is an intensive hands on course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. The cost of the class is $30.00. Don't wait any longer to take back control of your finances. Register TODAY!

Registration Fee: $30.00

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Financial $urvival University

Description:

 

Financial Survival University Presents: Mind Your Finances

 

The program consists of ten workbooks.  Each workbook covers a specific topic and provides the basics necessary to understand that topic.  The first three workbooks provide the foundation for each person's understanding of how to manage his or her finances.  The remaining seven workbooks focus on specific financial topics that participants will need to understand how to make effective decisions.   Classes will be offered once a week for five (5) weeks.  A certificate is issued upon completion. 

Adults/Parents Curriculum Topics

•   Welcome to financial literacy

•    Designing Your Spending Plan

•    Budgeting and Organizing Your Finances

•    Attitudes about Money

•    Developing a Savings Strategy

•    Developing a Credit Strategy and Understanding Debt

•    Understanding Insurance

•    Savings for Retirement

•    Understanding Financial Pitfalls

•    Buying a Home

 

Registration Fee: $55.00

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