How Financial Literacy Changes Lives


Just wanted to express my appreciation for you sharing your time and wisdom on having financial peace. I have paid off all my credit cards and plan to have my car paid out ten months early in October. Through your teachings I have started saving each month for my bi-annual car insurance payment.

I will be calling you soon as to the best place to start a money market account.

May God continue to bless you and your ministry.
— Holli Horton

We appreciate the tremendous blessing you have bestowed upon our lives. You have truly helped prepare us to become one.

— S & T

Dear Mrs. Bernique,

I would like to take the time to say thank you on behalf of my husband and I. I know that with prayer everything is going to work out in more ways than one, things we can’t even imagine. It’s said everything happens for a reason.

— Mr. & Mrs Chisolm


Home ownership Fundamentals

“We want to express how much we appreciate all you did in helping to get us into our own home.”



Dear Mrs. Bernique,

There is a song entitled “God has not Forgot,” well just so you know, we haven’t either. We want to express how much we appreciate all you did in helping to get us into our own home. We’ve been really busy getting settled in but always had you in mind to give back a word of thanks. We don’t want to be like the nine in the scriptures who failed to thank our Lord and Savior, Jesus Christ but rather the one who did go back and give thanks. I know that it’s in your heart to help educate people and bring information to people. Keep on doing what you’re doing, the Lord will Richly Bless you. Thank you so much!

— Mrs. C.D. Bright


Community Outreach

“Your presentation was clear and concise, offering practical suggestions…”




Thank you for participating in the U.S. Department of Labor Women’s Bureau Wi$e Up teleconference call on February 28, 2005, entitled “Take Stock and Set Your Goals.”

Your presentation was clear and concise, offering practical suggestions to assist our Wi$e Up participants in handling their finances and planning for the future. We believe that this information will contribute toward establishing the basis for financial security for the women taking part in this call.

We appreciate your taking the time to share your expertise and your contribution to the success of Wi$e Up.

— Shinae Chun, Director of U.S. Department of Labor Women’s Bureau Wi$e UP



Dear Dorothea,

Your presentation of “Credit Management & Savings” for our Financial Facelift workshop was extremely well received and informative. Thank you so much for sharing your expertise and experience with us.

As you know the Center for Women relies on the support of women all over the community to allow us to continue to provide educational programs and services. We try to provide the information that women need to be successful in both their personal and professional lives. Information is power and many women will make better decisions because they have it. Your contribution of time and talent has provided yet another opportunity for women in this community to learn and inform themselves.

— Jennet Robinson Alterman, Executive Director, Center for Women



Dear Sis. Dorothea,

For and on half of the St. Andrew’s Church family, I wish to extend my sincere thanks and appreciation to you for your services rendered during the summer enrichment program. Words are inadequate to express how grateful we are for the numerous sacrifices you have made in the interest of our young people.

Please be assured that the positive impact that you and others have made on the lives of those young people will never be forgotten (Proverbs 22:6).

Indeed, you are a blessing to us and a herione to our children. It is our prayer that God will continue to bless you and your family as you serve Him and his children.

— Fr. James T. Yarsiah



Kingdom Conscious Money Management


It wasn’t until I first heard Dorothea Bernique, of Increasing H.O.P.E., teach God’s way of money management that I became convicted to change.

Once I began to learn financial management from a Kingdom perspective, I could no longer separate my faith from my finances. God was now not only the Author and Finisher of my faith; He was also the Author and Finisher of my finances! It broke my heart to learn that I was misusing His money. It saddened me to know that I was using His resources for my glory, and not His. My life was turned upside down when I discovered that my God, my Helper, my Hope, was undoubtedly disappointed in me and the way I handled His money. Her teaching and the new book are awesome!

LaVondilyn, Encourage the Kingdom

“The very first class changed my life.”


Sister Dorothea’s financial class has truly been a blessing in my life. Her wisdom, experiences, and knowledge of God’s word in the area of finances have set my family and me on a financial level we only dreamed of. When I took Sister Dorothea’s class, both my wife and I worked (and I needed my wife to work). We lived pay check to pay check and were still in the negative at the end of the month. We struggled and spent money compulsively with no plan or thought in mind of how it was affecting our future and how it kept us in bondage. Sister Dorothea’s class taught me about our spending behavior and our heart toward God. The very first class changed my life.

Now today, my wife and I communicate and plan our spending making sure God is first (tithe and offering). We see God’s favor in our lives where money is not needed and we still receive. Today my wife doesn’t work a job. She is now able to work toward her own business while helping her sister with her business. We have blessed others financially who struggle like we did in the past. We are able to share the knowledge that was poured into us and refer them to Sis Dorothea as students. Sis Dorothea’s class has put my family on Gods’ financial plan and we can truly say every year is better than the year before in our giving, receiving, and future planning.

Bro John Alexander

My name is Carolyn Blake, I truly believe that if you abide in the word, and the word abide in you; You can ask anything of our Father and he will deliver. You see, I had a thorn in my life and I was missing my blessing because of the messing. I had to get rid of that thorn, so with my whole-heart I offered myself as a living sacrifice to God, he heard my despairing cry. I sought, and prayed, and turned from my thorn and he has blessed me over and over again! I can even be a blessing to others. Obedience is better than sacrifice, so If you are struggle financially, pray, seek the counsel of an adviser (God put special people in proper places just for his glory and your needs). Because of God’s Mercy and Grace, my self -perseverance, the faith, focus, and follow through in the Increasing H.O.P.E class guidelines, I’ve learned to ask myself, is this an “I need” or an “I want?” Today I am blessed with a Gifts and Consultation Business! We need to tesitify about struggles and successes, because God turns them into testimonies!

— Carolyn Blake, Carol’s Gifts & Event Planning



Submit a Testimonial


Do you have a story or an experience you’d like to share with Increasing H.O.P.E? Use the form below to tell us your thoughts on a class or training you took at Increasing H.O.P.E, and to share with others how your financial situation has changed. It’s a great way to encourage others facing a similar situation!

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